화물자동차 물류 사고의 민원유형이 보상지급금 및 처리기간에 미치는 영향
- Alternative Title
- Effects of Civil Complaint Types on Compensation Payments and Processing Periods in Logistics Accidents of Trucks
- Abstract
- This study analyzed the effect of civil complaints on compensation payments and processing periods in truck logistics accidents. The subjects of analysis were 427 cases of personal accidents and 1,093 cases of property accidents among a total of 1,520 cases received from the Traffic Accident Compensation Supervisory Service(TACSS) of Korea for 3 years from 2019 to 2021 and the regression analysis using SPSS 25.0 was used as the analysis method.
As the amount of vehicle ownership increases, many traffic accidents are inevitably caused. As a result, various disputes arise in the process of handling accidents, and failure to respond quickly leads to complaints. Among civil complaints, there are unreasonable complaints in which the complainant demands excessive compensation, but there are also complaints caused by the inexperienced work attitude and coping method of the person in charge of compensation. Korea's civil complaint system in truck logistics accidents is too generous to civil petitioners and has a slogan of 'victim protection', so it is accompanied by adverse functions. Therefore, despite many countermeasures against civil complaints, the effect is insignificant.
In this background, this study was conducted to effectively cope with the final compensation payment and total processing period that may be increased due to civil complaints.
The types of complaints that had an impact on the final compensation payment were found to be complaints about immunity and liability, complaints about compensation services, complaints about refusal to accept accidents, etc. In order to cope with this, it is necessary for the person in charge of compensation to respond to the complaints of the victims by thoroughly conducting an initial investigation and thoroughly reviewing the automobile terms and conditions and court precedents on the negligence rate, immunity and liability. In addition, he should not make inappropriate remarks or actions during the compensation process and should break the habit of roughly handling complaints. Furthermore, er should pay attention to the satisfaction of the civil petitioner through transparent and accurate guidance. In order to pursue such high value of customer satisfaction, it is necessary to change his consciousness.
The types of complaints affecting the total processing period were found to be negligence, immunity and liability complaints, complaints about refusal to accept accidents, complaints about compensation services, and delayed compensation information processing, etc. Negligence, immunity and liability were important factors in determining whether or not to pay compensation. In order to prevent these types of complaints, the person in charge of compensation should have the work ability to fully listen to the complaints of the victims and to find solutions by presenting evidence that the victims can understand. In addition, when a dispute arises, er should work to resolve the dispute with an active, rather than passive, attitude, and the management staff should strive to avoid complaints by strictly managing the organization. Finally efforts should be made to resolve and prevent civil complaints by accumulating types of complaints and establishing a systematic victim management system through feedback.
- Author(s)
- 박희규
- Issued Date
- 2022
- Awarded Date
- 2022. 8
- Type
- Dissertation
- Keyword
- 화물자동차 민원 보험 보험금
- Publisher
- 부경대학교
- URI
- https://repository.pknu.ac.kr:8443/handle/2021.oak/32857
http://pknu.dcollection.net/common/orgView/200000641310
- Affiliation
- 부경대학교 대학원
- Department
- 대학원 경영컨설팅협동과정
- Advisor
- 조찬혁
- Table Of Contents
- Ⅰ. 서론 1
1. 연구의 배경 1
2. 연구의 범위와 방법 6
Ⅱ. 이론적 배경 및 선행연구 8
1. 이론적 배경 8
1) 화물자동차 교통사고 8
2) 교통사고 발생 현황 12
3) 적재물낙하 사고 14
4) 운전 중 휴대전화기 사용 사고 15
5) 졸음운전 15
6) 빗길 교통사고 18
7) 안전 운임제 20
8) 소결 21
2. 화물자동차 물류 사고의 민원 현황 22
1) 민원유형별 세부 현황 27
2) 자동차손해배상진흥원 31
3) 자동차배상진흥원 민원 처리 절차 33
4) 민원 평가 기준 34
5) 공제분쟁조정위원회 35
6) 민사조정 36
3. 교통사고 보험금 구성 37
1) 대인배상Ⅰ(책임보험) 38
2) 대인배상Ⅱ(임의보험), 대물배상 38
3) 담보별 보험금 지급 기준 39
4) 보험금 지급 현황 42
5) 보험범죄 44
6) 블랙 컨슈머(Black Consumer) 47
7) 소결 50
4. 선행연구 52
1) 화물자동차 교통사고와 관련된 선행연구 52
2) 보험 민원과 관련된 선행연구 55
3) 자동차보험 민원 및 보험사기 관련 선행연구 59
Ⅲ. 연구 방법 60
1. 표본과 자료수집 60
2. 변수의 측정 61
1) 종속변수 61
2) 독립변수의 구성 62
3) 대인변수 68
4) 대물변수 69
3. 연구모형 71
4. 가설의 설정 72
Ⅳ. 실증분석 73
1. 표본의 일반적 분석 73
2. 실증분석 결과 78
1) 회귀분석 결과[종속변수 : 최종 보상금지급금]대인 분석 78
2) 회귀분석 결과[종속변수 : 최종 보상금지급금]대물 분석 81
3) 회귀분석 결과[종속변수 : 총 처리기간]대인 분석 85
4) 회귀분석 결과[종속변수 : 총 처리기간]대물 분석 88
Ⅴ. 결론 93
1. 연구결과 요약 93
2. 연구의 시사점 97
3. 연구한계점 및 향후 연구 방향 99
참고문헌 100
국문요약 107
- Degree
- Doctor
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